San Diego Special Needs Trusts: Protecting the Future of Individuals with Disabilities

Planning for a disabled family member or a child with special needs is an important step to ensure their long-term well-being. Moreover, a properly structured estate plan safeguards financial support while preserving access to essential public benefits, such as SSI and Medi-Cal.

What Is a Special Needs Trust?

A Special Needs Trust (SNT) is a legal tool designed to hold assets for a person with disabilities without affecting eligibility for government assistance programs such as Supplemental Security Income (SSI) and Medi-Cal. In other words, it allows financial resources to supplement benefits, providing funds for items and services not covered by these programs.

Specifically, SNTs can cover expenses such as therapy, education, recreational activities, technology, and healthcare-related costs.

Additionally, they give you the ability to appoint a trusted trustee who will manage the trust responsibly, according to your instructions.

Why a Special Needs Trust Matters

Without a properly established SNT, any inheritance or gifts given directly could disqualify the individual from critical public benefits. Further, a Special Needs Trust allows you to:

• Maintain Eligibility for Benefits: Ensure continued access to SSI, Medi-Cal, and other programs.

• Provide for Additional Needs: Cover expenses not paid by government programs, such as education, therapy, or recreational activities.

• Designate a Trustee: Appoint a trusted person or institution to manage the trust according to specific instructions.

How We Can Help

Our experienced team guides families through establishing a Special Needs Trust tailored to their specific circumstances. We offer:

• Comprehensive Estate Planning: Integrating SNTs with other essential documents like wills, powers of attorney, and healthcare directives.

• Personalized Guidance: Structuring the trust to reflect the individual’s needs and family priorities.

• Ongoing Support: Assisting with trustee selection, funding the trust, and ensuring compliance with legal requirements.

Take the Next Step

Planning for a person with special needs is an important act of responsibility. Our team can help you create a San Diego Special Needs Trust that secures financial support, preserves benefits, and provides peace of mind for the future. Contact us today to schedule a consultation.