Protect Your Retirement Savings

Retirement Account Trust helps to plan how your savings in IRA or 401(k) accounts will pass to your family. Because most retirement accounts are funded with pre-tax dollars, distributions are generally subject to income tax, which can create a significant burden for your beneficiaries.

How Can a Trust help?

A Retirement Account Trust—sometimes called an IRA Inheritance Trust—is designed to receive retirement account proceeds separately from other assets, preserving tax benefits, offering creditor and divorce protection, and giving you control over how and when your beneficiaries access the funds. You can even protect heirs who may be young, inexperienced, or financially vulnerable.

Contact San Diego Estate Planning Attorney to Learn More

As a San Diego estate planning attorney, I help families create practical, tailored plans that safeguard retirement assets and ensure a smooth transfer to future generations. Proper planning is essential to avoid costly mistakes and maximize the benefits of your hard-earned savings.

Contact my office at (858) 764-2547  today to learn how to secure your family’s financial future.